Small Business Loan

QuickBizFi

Apply for up to $1M through QuickBizFi.

Get the right amount of business funding to achieve your goals.

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150K+ Businesses

funded since 2006

$15 Billion

funded since 2006

A+ Rating

funded since 2006

Funding options for small businesses with big goals.

Quickbizfi’s two in-house products provide flexibility with how you fund your business growth. The Quickbizfi Line of Credit provides ongoing funding without the need to reapply. The Quickbizfi Term Loan offers a more structured way to get money and repay on your own terms.

QuickBizFi Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.*

  • Credit limits from $6K – $100K
  • Flexible repayment terms of 12, 18 or 24 months
  • Great for keeping funds on hand
Learn More

QuickBizFi Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amounts from $5K – $250K
  • Repayment terms up to 24 months
  • Great for larger investments in your business
Learn More

Quickbizfi lending partners — here for your largest funding needs.

OnDeck can help you obtain a higher funding amount — even if it’s more than what we can fund directly. Based on your application details, we may introduce you to offers from our lending partners. From there, you can work with them to find the right amount to grow your business.

  • Apply for business funding of more than $250K — you could qualify for up to $1M!1
  • Match with OnDeck’s lending partners based on your application details.
  • Get funding and repay with trusted lenders in OnDeck’s partner network.

See why business owners choose Quickbizfi.

No hard credit pulls

Check your eligibility without affecting your credit score.

Fast funding

Check your eligibility without affecting your credit score.

Build business credit history

Check your eligibility without affecting your credit score.

Are we a match? Check Quickbizfi’s minimum requirements.

To qualify for funding from Quickbizfi, you’ll need to meet these requirements. Quickbizfi’s lending partners may have different requirements.

150K+ Businesses

funded since 2006

150K+ Businesses

funded since 2006

$15 Billion

funded since 2006

A+ Rating

funded since 2006

Same-Day Funding is only available in certain states, for term loans up to $100K. Eligibility window is Monday – Friday before 10:30 a.m. ET. If checkout is done before 10:30 a.m. ET, funds will be available by 5 p.m. local time the same day. If checkout is done after 10:30 a.m. ET, or on a weekend or bank holiday, it will not qualify for Same-Day Funding and funds will be deposited within 2 – 3 business days.

Instant Funding requires registration and is subject to the Instant Funding Terms & Conditions. Instant Funding is limited to open lines of credit for draws between $1,000 – $10,000, and you can only make one draw request per day. Not all banks or debit card providers participate, and you must register a business debit card matching the information associated with your QuickBizFi account. Transfers are typically completed within 30 minutes, but may be subject to additional restrictions or delays.

There are some industries we cannot serve (see list of restricted industries). In addition, QuickBizFi does not lend to businesses in North Dakota. Other underwriting requirements may apply.

When you pay off an QuickBizFi term loan early, you may still need to pay a portion of the unpaid interest expense as stated in the loan agreement. The specific percentage will be disclosed in your loan agreement.

Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with QuickBizFi. The average rate for term loans is 57.9% APR and the average rate for lines of credit is 57.1% APR. Averages are based on loans originated in the half-year ending December 31, 2024.

Depending on your state and other circumstances of your application, you may be required to make a minimum draw of $1,000 at origination.

Only customers who have previously renewed a term loan are eligible for a 0% origination fee. For customers renewing a term loan for the first time, a discounted origination fee will apply. No discount to the origination fee will be applied if you are approved for, and accept, a renewal loan of 24 months.

For loans above $250,000, QuickBizFi may refer applicants to one or more lending partners that offer business credit above $250,000. QuickBizFi does not refer applicants from California, North Dakota, or Vermont to its partners. QuickBizFi also does not refer sole proprietorships in Rhode Island to any of its lending partners. Additional restrictions on when and under what circumstances QuickBizFi will refer an applicant to one of its partners may apply.

Loans are subject to lender approval. Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the QuickBizFi family of companies or by Celtic Bank. Your loan agreement will identify the lender prior to your signing. Loans of $250K are only approved for customers with strong credit profiles and sufficient verified monthly revenue.

Only applies to QuickBizFi branded loans. QuickBizFi’s lending partners may not offer the same benefits.

There are some industries we cannot serve (see list of restricted industries). In addition, QuickBizFi does not lend to businesses in North Dakota. Other underwriting requirements may apply. These minimum requirements apply only to QuickBizFi branded loans. For loans offered through partners, other minimum requirements may apply.

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