Revenue-Based Financing

Get a lump sum of capital in exchange for a fixed percentage of future revenue. Payments flex with your sales, so there's no fixed monthly bill and no need for perfect credit or collateral.

Payments Flex With Sales
No Collateral Required
Fast, Accessible Approval

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How it works

Revenue-based financing (sometimes called a merchant cash advance) provides an upfront sum in exchange for a fixed percentage of future sales, collected automatically as revenue comes in — often via a split on card processing or a fixed daily/weekly ACH debit.

Because repayment is a percentage of sales rather than a fixed installment, a strong week naturally pays down faster and a soft week pulls less — there is no fixed due date to miss the way there is with a traditional loan payment.

This is the fastest, most accessible product we offer, and it is priced accordingly: it is the most expensive way to access capital in our lineup, best suited to a short-term need rather than long-term financing.

Best for

Businesses with strong card sales but limited collateral
Seasonal businesses that want repayment to flex with revenue
Fast access when time in business or credit history is limited
Short-term needs where speed outweighs cost

Requirements

Time in business: 4+ months
Monthly revenue: consistent card or bank deposit volume
Credit profile: all credit profiles considered

Is this right for you?

Pros

Fastest funding available
Repayment flexes with sales
Accessible to newer or lower-credit businesses

Cons

Highest cost of capital in our lineup
Best suited to short-term needs