Working Capital
Fast, flexible funding to cover day-to-day expenses like payroll, inventory, and rent. Use it however your business needs and get funded in as little as 24–48 hours.
- Funded in 24–48 Hours
- No Restrictions on Use
- All Credit Profiles Considered
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See what you qualify for
Takes about a minute — no obligation.
How it works
Working capital is a lump sum sized against your recent revenue, not your collateral. You tell us what the business needs cash for, we review your bank statements and processing history, and we structure an offer around what the business actually brings in.
Because approval leans on cash flow rather than a long paper trail, most applicants get a decision the same day they submit statements. There is no requirement that the funds be used for one specific purchase — payroll, inventory, a tax bill, or simply smoothing out a slow month all qualify.
Repayment is typically a fixed daily or weekly debit sized to stay proportional to what comes into the business, so a slower week means a smaller payment rather than a missed one.
Best for
- Covering payroll during a seasonal dip
- Buying inventory ahead of a busy stretch
- Bridging the gap between invoicing and getting paid
- Handling an unexpected repair or expense
Requirements
- Time in business: 6+ months
- Monthly revenue: $25K equivalent in gross deposits or more
- Credit profile: all credit profiles considered
Is this right for you?
Pros
- Fast decisions
- Minimal paperwork
- No collateral required
- Flexible use of funds
Cons
- Shorter terms than a bank loan
- Cost reflects speed and flexibility
Working Capital FAQ
No. Working capital offers are sized against business cash flow, not secured by a specific asset.
Once documents are in and an offer is signed, funding can move as quickly as 24–48 hours.
Yes — working capital is unrestricted. Common uses are payroll, inventory, and covering slow periods.
Get funded. Grow faster.
Talk to a funding specialist today — no obligation, no pressure.